Stay abreast of your healthcare cover

Sep 14, 2020

Whilst October is Breast Cancer awareness month, cancer has become a disease that was touted in 2018 as the second leading cause of death. It’s a tragedy that has most likely affected your family, and the families of your friends, colleagues and neighbours. The World Health Organization claims that between 30-50% of cancers can currently … Read More

Markets don’t make you money

Sep 8, 2020

Markets don’t make you money; your habits… make you money. As creatures of habit, we ultimately become our own best friend, or our own worst enemy. This is why it’s important to be mindful of how our emotions affect our choices and influence our behaviour. We can remind ourselves of this time and time again, … Read More

Why hobbies help

Sep 8, 2020

Time is our greatest investment opportunity – we should invest the time that we have in a diverse portfolio of activities that will provide us with positive returns. Having a solid routine helps us to squeeze utility out of our time. However, if we get stuck in the same routine for too long it can … Read More

The impact of the economy on small businesses

Aug 24, 2020

In a 2018 article, Tim Davis (President of The UPS Store) said this of small businesses: “Small business is the backbone of the economy. … It’s these businesses that are driving local economies, providing jobs for local residents and impacting key community organizations, through charity and service.” Whilst small businesses are crucial to the infrastructure … Read More

What did you do with your first paycheck?

Aug 17, 2020

One thing we can always know for certain is the past; but with far less certainty, the future, and even ‘later today’… eludes us. Despite knowing this, we often fall into the trap of thinking that we should have done certain things better, because we can see (looking back…) what a difference it would have … Read More

Crack the ice ahead of you

Aug 17, 2020

Spring is around the corner – bringing newness, freshness and invigoration. After a long winter, it’s easy to find your attitude has iced-over! Here’s how to crack the ice going forward… Remind yourself of the plan and direction you have Without a plan, we are completely lost. Having a solid strategy in place establishes our … Read More

Start marketing yourself

Aug 10, 2020

Before we can think of saving, spending and investing – we first need to make money. Almost everybody would accept more money if it were offered to them. But, as is often the case in life, we need to put something in to get something out. One of the most effective ways to boost professional … Read More

Lessons from the lighthouse

Aug 3, 2020

Here’s the thing about the lighthouse – it’s focus is always offshore. At the time of writing this article, the world is still flailing under the storm of the Coronavirus and the conditions have caused us all to rethink many of the foundations in our lives that we once thought secure. Just like the view … Read More

Don’t spend based on other people’s income

Aug 3, 2020

The practice of storytelling is ubiquitous among cultures all across the globe. Sometimes we seem to forget the power that a story can hold over people. We use stories to make sense of our world and to share that understanding with others. When it comes to something as important as finance it is important that … Read More

What the low interest rate means for you

Jul 27, 2020

In light of the difficult times recently, Southern Africa has been awash in low interest rates. When South Africa significantly cut its base interest rate from an already-low 6.25% down to 4.25%, it officially became the lowest interest rate the country has ever had. In late 2019, the Bank of Namibia’s Monetary Policy Committee reduced … Read More