by Laeni Gittins | May 25, 2015 | Blog, Budget, Debt
Every parent wants the best for their children, and the best we can give them is a sure footing in life. One of these areas is intrinsically linked to how they will perceive value in others, value in themselves and the value of things around them. It is hard for...
by Laeni Gittins | Mar 16, 2015 | Blog, Budget, Tax
“Today’s budget is constrained by the need to consolidate our public finances, in the context of slower growth and rising debt.” said Minister of Finance, Nhlanhla Nene. Giving the budget speech was a far from enviable job in light of the huge government spending...
by Laeni Gittins | Jan 12, 2015 | Blog, Budget, Financial Planning, Tips
Do you want to begin your 2015 financial year on a good note? Then what better time to review your financial plan! A financial plan provides you with the financial security to overcome unforeseen events and map out a financial future for yourself. When creating a...
by Laeni Gittins | Aug 25, 2014 | Blog, Budget
Whilst I always view clients within their unique situation and tailor their financial plans to their needs and goals, part of knowing how to guide them involves an awareness of current trends and the economic landscape. One of these measures is found in the Old Mutual...
by Laeni Gittins | Jul 21, 2014 | Blog, Budget, Financial Planning
There is a myth that Ostriches, when faced with danger, bury their heads in the sand. Although it is not found to be true in nature, many of us tend to behave like this when faced with our monthly budget… Financial behaviourists actually call the avoidance of...
by Laeni Gittins | Apr 21, 2014 | Budget, Financial Planning
How can you plan for the unexpected… and, if you’re expecting it, then how can it be unexpected? Well, those are good questions! Planning and arranging your spending plan to include the ‘unexpected’ is a wise approach to take. When we talk about unexpected costs we...